Payment methods and handling fee rules
The following are the payment methods and handling fee rules on tStMini:
1. Payment methods:
1. Airwallex Pay 
(1) supports payment in USD, EUR, GBP and CAD orders;
(2) When applying for a refund during or after a sale, the funds will be returned to your tStMini balance account by default. You can continue to consume or choose to withdraw cash;
(3) Offline top-up is not real-time.
2. Payoneer
(1) Supports payment in USD, EUR and GBP; (2) There is no limit on the amount of a single payment on the platform. If you encounter a limit problem during payment, you can contact Payoneer customer service to increase your payment limit;
(3) Offline top-up is not real-time.
3. Bank transfer
(1) Only supports offline bank remittances, which are not real-time. After completing the offline remittance, users need to fill out the remittance form in the "Personal Center - Asset Management - My Balance - Remittance" interface. The platform will recharge your account after verifying the receipt; (2) Supports remittances in USD, EUR, GBP and CAD; (3) During the remittance process, the bank will charge a certain fee. Your top-up amount = the actual amount received in
tStMini 's receiving account; (4) Cross-payment method transfers are not supported. Funds remitted to our bank receiving account by methods other than bank transfers will not be accepted. If any losses are caused, you will be responsible for them yourself.
4. tStMini account balance (1)
tStMini balance
can be topped up via bank transfer, Payoneer , or Airwallex . (2) The topped-up amount can be used to pay for orders, which is safe and fast. (3) The topped-up amount can be withdrawn, but only the original path can be used to return it to the original account. If the original account cannot receive the payment due to account freezing, cancellation, etc., please contact your account manager.
II. Payment Fees and Collection Methods
1. When you top up your account or pay for an order, different payment methods will be charged different percentages of payment fees. The specific fees for each payment method are as follows:
|
Payment Methods |
Order Payment |
top up |
money transfer |
|
SkyCloud |
0.3% |
0.3% |
0.3% |
|
Payoneer |
0.55% |
0.55% |
0.55% |
|
Bank transfer |
/ |
/ |
Bank deposit fee |
|
WeChat scan code payment |
|
|
|
|
Alipay scan code payment |
|
|
2. The handling fee is calculated as follows: the total amount of each payment or top-up order * the handling fee percentage. The final calculated handling fee is rounded up to two decimal places. If multiple orders are combined, the handling fee calculation will not be broken down by individual order. The total amount of the combined orders will be used for calculation. For example:
Order A Amount = $30.99 Order B Amount = $30.99.
If you use Cloud Payment , the handling fee is 0.3%.
① Combined payment
Combined payment order amount: $30.99*2=61.98 Handling fee: 0.3%*$61.98=$0.18594=$0.19 Handling fee allocated to 2 orders: $0.095+$0.095=$0.19
② Non-combined payment
Order A handling fee = 0.3%*$30.99=$0.09297=$0.09
Order B handling fee = 0.3%*$30.99=$0.09297=$0.09
